Used Car Finance | Hire Purchase (HP) | Personal Contract Purchase (PCP) | Finance for All Credit Types

At STB Motor Company in Sheffield, South Yorkshire, we understand that financing your next vehicle is just as important as choosing the right car. That’s why we offer competitive used car finance packages tailored to suit a wide range of budgets and credit profiles. Whether you’re looking for a simple repayment plan or need support with bad credit car finance, we’re here to help.

As an FCA-approved dealership, STB Motor Company works with a carefully selected panel of trusted lenders to help make your next car more affordable. Our finance options are flexible, straightforward, and designed to make your vehicle purchase smooth, transparent, and stress-free.

✅ Used Car Finance in Sheffield Made Simple

We believe that financing a used car should be a hassle-free experience. That’s why we’ve streamlined the process, offering clear guidance and expert advice at every step. Whether you’re a first-time buyer, self-employed, or have had credit issues in the past, we’ll do our best to find the right solution for you.

Our finance partners offer popular options such as:

• Hire Purchase (HP) – Spread the cost over fixed monthly payments. You’ll own the car outright at the end of the agreement.
• Personal Contract Purchase (PCP) – Lower monthly payments with the flexibility to keep, return, or upgrade the car at the end of the term.
• Bad Credit Finance – We work with lenders who consider a variety of circumstances, including customers with poor or limited credit history.

You can apply for finance directly through our website using our secure online car finance application form, or visit us in person at our Sheffield dealership for personalised assistance.

💼 Commission Disclosure – Transparency You Can Trust

We are committed to providing a transparent and honest service. We work with a limited number of carefully selected lenders and finance providers. In some cases, we may receive a commission for introducing you to these lenders. This commission is typically calculated as a percentage of the amount you borrow and may vary between lenders. Some of our lenders may also provide financial support for staff training and marketing purposes.

However, it’s important to note that any commission or support we receive will not affect the amount you pay under your finance agreement. All rates, terms, and repayment amounts are set by the lender and remain unaffected by any commission arrangements. We’re happy to explain this in more detail—just ask a member of our team.

Why Choose STB Motor Company for Used Car Finance in Sheffield?

• ✅ FCA-approved used car dealership
• ✅ Wide range of tailored finance packages available
• ✅ Work with a limited number of trusted UK finance providers
• ✅ Competitive rates, fixed monthly payments, and flexible terms
• ✅ Bad credit applicants considered
• ✅ Clear and honest commission disclosure
• ✅ Expert, friendly advice from our experienced team

Start Your Finance Application Today

If you're interested in financing a used car in Sheffield, Rotherham, Barnsley, or anywhere in South Yorkshire, get in touch with STB Motor Company today. Use our quick online form to apply for finance or speak to one of our finance specialists for help with your application.

Whether you're buying your first car or upgrading to something newer, we’re here to help you drive away in a vehicle that suits your lifestyle and your budget.

STB Motor Company – Used Car Finance You Can Rely On in Sheffield, South Yorkshire